Worthwhile Study Share No 1 - AEON CREDIT

This share is already in my investment portfolio but I was thinking is this share worthwhile to invest more?

Yes I managed to find the answer by using history trait or trace from his mother company which is AEON.

Of cos there are many reasons to support me to invest in this share. Let me pointed out all the reason I invest in this share.

First - AEONCREDIT business model is quite blue ocean. He is lending loan for motorcycles purchasing which no one bank willing to do. Imagine how many new motorcycles on the road every year? AEONCREDIT also picking up jobs that most of the bank will rather not touch like second hand car hire purchase. Since there is less competitors and he can charge higher interest.

Imagine how many second hand cars transactions in our country every year.

Second - AEONCREDIT already make profit of 56.58cents for first 3 quarters and it last quater make another 20.0 cents that mean whole year will be 76.58 cents for the whole year and dividend will be around 25 cents. This mean if you buy AEONCREDIT at RM7600 for now and you will possible to get RM25o for dividend. If this compare to bank interest of 3%, RM7600 will only pay you RM228. Of cos we are not focus on the interest part but we are more in capital appreciation factor.

Third - AEONCREDIT is Japanese company that is well managed company. You can see the example of AEON, Maruichi(this company is one of the very best company during Japanese management).

Fourth - AEONCREDIT will possible to announce bonus share issue since the share price is quite high and the shares are not liquid as shareholders for this company not exceeded 3000.

Five - AEONCREDIT is a growth share and he still have a lot of rooms to expand because he is focusing in Malays market. Malays are the majority races in our country and AEONCREDIT already managed to handle business model with Malays especially for loan model for individual. Imagine how many Malays buying motorcycle when they just graduate or come out to work.

Six - With the support from AEON(Jaya Jusco)expansion, AEONCREDIT can attract more customers. AEON expansion is quite progressive and people are accepted their business model nowaday.

For your info, AEONCREDIT share price already doubled since February 2011. But I will still invest in this share if the share price still below RM8.00. Make your own judgement before you invest, this is not advice for you to purchase any share.

My prediction for this share - Capital Appreciation for this share will double within 3 years. That mean if you invest RM7600 in this share and you will get back RM15800 on February 2015. Think about it but of cos no guarantee.